Housing Counseling

Are you thinking about buying your first home?

Or, do you currently own a home but are in danger of foreclosure?

We provide free housing counseling services, including:

First-time Homebuyers Education Workshop
Pre-purchase Counseling
Mortgage Default Counseling
Refinancing Assistance

All residents in the localities listed are welcome to attend our Homebuyers Education Workshop and our mortgage default counseling.

For more information, please call (540) 283‑4917 or use the contact form below.

First-time homebuyers interested in one-on-one counseling must have an income that is equal to or less than 80% of the Area Median Income. To determine the maximum income for your locality, click the “plus” sign next to the locality where you live.

Our housing counseling services are available to residents in the following localities.

Alleghany County and Covington

Persons in Family	Income Limit
1	$32,050
2	$36,600
3	$41,200
4	$45,750
5	$49,450
6	$53,100
7	$56,750
8	$60,400

Bath County

Persons in Family	Income Limit
1	$33,800
2	$38,600
3	$43,450
4	$48,250
5	$52,150
6	$56,000
7	$59,850
8	$63,700

Botetourt County

Persons in Family	Income Limit
1	$37,650
2	$43,000
3	$48,400
4	$53,750
5	$58,050
6	$62,350
7	$66,650
8	$70,950

Craig County

Persons in Family	Income Limit
1	$37,650
2	$43,000
3	$48,400
4	$53,750
5	$58,050
6	$62,350
7	$66,650
8	$70,950

Franklin County

Persons in Family	Income Limit
1	$33,500
2	$38,300
3	$43,100
4	$47,850
5	$51,700
6	$55,550
7	$59,350
8	$63,200

Roanoke County, Roanoke City, and Salem

Persons in Family	Income Limit
1	$37,650
2	$43,000
3	$48,400
4	$53,750
5	$58,050
6	$62,350
7	$66,650
8	$70,950

Rockbridge County, Lexington, and Buena Vista

Persons in Family	Income Limit
1	$31,850
2	$36,400
3	$40,950
4	$45,500
5	$49,150
6	$52,800
7	$56,450
8	$60,100

Note: The data above is effective April 1, 2018. This data may be updated annually. Please verify your eligibility by contacting us using the phone number or email form below. Source: FY 2018 Income Limits Documentation System, U.S. Department of Housing and Urban Development

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Total Action for Progress
302 2nd Street SW, Roanoke, VA 24011

540.777.HOPE

Assisting first-time home buyers and helping homeowners in danger of foreclosure.

Housing Counseling

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