What is the Total Action for Progress Dental Health Initiative?
The Dental Health Initiative (DHI) is TAP’s flagship dental finance program, and it was created to help those who need dentistry work done and cannot afford to pay the costs up front and out of pocket. The DHI is a loan program, and we work with our clients to set up a payment plan they can afford to get the dental procedures completed that they need for employment potential or overall quality of life.
What areas does this program serve?
The program serves the Cities of Roanoke, Salem, Lexington, the Counties of Roanoke, Alleghany, and Botetourt, and the Town of Vinton.
Is there a cost for this program?
There are no up-front costs to apply, although some dentists/providers do charge an initial fee for exams to determine what work needs to be done and at what cost. This fee is not covered by or included in any DHI loan. This exam is what provides the necessary treatment plan to the program, reflecting the total cost of the loan to be requested by the client. After we receive a completed loan application, it is reviewed for approval. If it is approved, then a legal promissory note is signed, which outlines the schedule payments that the client is obligated to pay based on how much they are approved to be loaned. The maximum amount per loan is $1800, and each loan is collected usually over a term of 12-15 months with a fixed 7% interest rate ($10 late fee), but it can be paid off completely at any point with no extra fees or interest.
How can I access services?
The Dental Health Initiative is located at 302 2nd Street in downtown Roanoke. Our hours of operation are Monday through Friday from 8:30 a.m. to 5:00 p.m. For more information, please contact Sean Adkins at (540) 283-4911. You may also contact the program via email by using the "Contact" button at the bottom of this page.
If you’re interested in applying for the program, you can download a PDF version of the application here.
To be considered for a DHI loan, you must be 18 years or older and have the ability to prove a form of regular income. There is no maximum limit on how much income you make, but each client must be gainfully employed with at least two months of paystubs. Clients may also claim disability or social security as a form of income with proper proof. Applicants will not be considered if they are currently in transitional housing. Potential applicants and clients are still encouraged to complete an application regardless of income and situation; they will be put on our waiting list until they are able to secure proof of income, but they will not be reviewed until we receive proper documentation.
Community Partnerships and Funding
Our program has partnerships with many organizations, with funding coming primarily from United Way of Roanoke Valley, Carillion Clinic, and the Alleghany Foundation.